A University of Cambridge research in 2003 found that almost one in five Britons suffered from what they described as “financial phobia”. Almost 50% of the sufferers experience a racing heart at the thought of managing their money, some 15% feel frozen and immobilised, another 12% feel ill while 11% become dizzy. The truth is that there are people who simply dislike managing financial matters. But the reality is that everyone must devote ...