FXstreet

1. Not having a tax-efficient retirement distribution strategy.
2. Starting Social Security too early.
3. Focusing on returns and not the real issue — how to turn retirement assets into income.
4. Being too conservative with investments.
5. Taking advice from friends and family on how to invest.
6. Failing to appreciate the power of personal spending decisions.
7. Supporting your adult children.
8. Being over-invested in your house.
9. Not recognizing how expenses change in retirement.
10. Worrying more about taxes than return on investment.
11. Not creating an estate plan.
12. Spending too much early in retirement.
13. Not being on the same page as your spouse.

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